Translation guide
Money that is not being used productively, such as cash sitting in a low-interest account or uninvested funds.
Money that is not currently invested or earning interest, often kept in a bank account or as cash.
A formal term for idle funds, often used in business or economic contexts.
Money that is being hoarded or kept out of the economy, not being spent or invested.
遊休資金 is a formal business term, while 眠っているお金 is a casual, everyday expression. Use 遊休資金 in reports or professional settings, and 眠っているお金 when talking with friends about personal savings.
Effectively utilize idle funds.
The company has a large amount of idle money.
Refers to idle assets in general, including money, but broader in scope.
We are thinking of ways to effectively utilize idle assets.
A colloquial expression meaning 'sleeping money,' often used in personal finance contexts.
Let's put the idle money sitting in the bank account into investments.
Literally 'dead money,' a blunt term for money that is not working or generating returns. Can sound harsh.
Money stashed in a drawer is dead money.
During recessions, idle money tends to increase.
Similar to 退蔵貨幣, emphasizing money that is 'dead' and not being used.
Policies to recirculate idle money into the market are necessary.
I want to do something about my idle money.
Avoid directly translating 'idle money' as アイドルマネー, which is not a standard Japanese term and may cause confusion. Use the expressions listed above instead.