Translation guide
A loan that violates laws, often involving unlicensed lending, excessive interest, or circumventing regulations. In Japanese, this is commonly expressed with terms related to 'illegal lending' or 'loan sharking', and specific legal terms exist for usury.
A loan made by an unlicensed lender or with illegal terms, often associated with high interest and aggressive collection.
Refers to unlicensed, illegal moneylending operations, often called 'loan sharks' in English. This is the most direct and common term for illegal loans in everyday contexts.
He ended up borrowing money from an illegal lender.
Abbreviation of 闇金融, very common in news and casual speech. Carries a strong connotation of shady, high-interest loans.
It's dangerous to get involved with loan sharks.
A formal term meaning 'illegal loan' or 'illegal lending'. Used in legal contexts or official documents.
Illegal lending is prohibited by law.
Literally 'high-interest loan', often implying illegal or exploitative rates. Can refer to both legal but high-interest and illegal usury.
I was tormented by a loan shark.
Charging interest above the legal limit, making the loan illegal.
Violation of the Investment Law, specifically referring to lending at interest rates exceeding the legal cap. This is the standard legal term for usury.
The moneylender was arrested for violating the Investment Law (usury).
Violation of the Interest Rate Restriction Law, another legal term for exceeding allowed interest rates. Often used together with 出資法違反.
Extremely high interest, often used to describe illegal loan conditions. Not a legal term but descriptive.
Loans with extremely high interest are illegal.
A loan contract that is void or unenforceable because it violates laws.
The direct translation '不法ローン' (fuhō rōn) is not commonly used and may sound unnatural. Use 闇金融 or ヤミ金 for illegal lending operations, or legal terms like 出資法違反 for usury.
闇金融 (yami kinyū) are illegal, unregistered lenders. 消費者金融 (shōhisha kinyū) are legal consumer finance companies, though some may charge high interest near the legal limit. Do not confuse them.
Contracts that violate the Interest Rate Restriction Law are invalid.
I ended up signing an invalid loan contract.