Translation guide
A short-term loan is money borrowed for a brief period, usually under a year. In Japanese, the most common equivalent is 短期貸付金 (tanki kashitsukekin) in business contexts, while 短期ローン (tanki rōn) is used for consumer loans. For informal borrowing between individuals, phrases like ちょっと貸して (chotto kashite) are more natural.
A formal loan from a bank or institution, typically for working capital or bridging finance, with a maturity of less than one year.
Standard accounting term for short-term loans receivable or payable. Used in financial statements and business contexts.
Our company increased its short-term loans.
Specifically refers to short-term borrowings (liabilities). Often used on balance sheets.
Short-term borrowings are increasing.
Short-term financing or lending. Often used in banking.
We received short-term financing from the bank.
A small, short-term loan for individuals, such as a payday loan or cash advance, often with high interest.
General term for short-term consumer loans. Widely understood.
I used a short-term loan for an unexpected expense.
Cash advance or small loan, often via credit card or consumer finance. Implies short-term borrowing.
Revolving payment, often used for short-term credit. Not exactly a loan but functions similarly.
Borrowing a small amount of money from a friend or family member for a short time.
Casual way to ask for a small, short-term loan. Literally 'lend me a little'.
Sorry, can you lend me 1,000 yen for a bit?
To have someone pay on your behalf temporarily, with the understanding you'll pay them back soon.
I had them cover my lunch (I'll pay them back soon).
To incur a debt (of gratitude or money), often used for small favors or loans.
I owe him/her another one (small loan/favor).
The direct translation '短期の借金' is not idiomatic. Use the terms above depending on context.
短期貸付金 (tanki kashitsukekin) is an asset (money lent to others), while 短期借入金 (tanki kariirekin) is a liability (money borrowed). Use the correct term in accounting contexts.
I borrowed money through a cash advance.
I deferred payment using revolving credit.