also: げんり
noun
principal and interest
Financial term referring to the total amount of a loan or investment including both the original sum (principal) and the accrued interest.
元利均等返済は、毎月の返済額が一定です。
With equal principal and interest repayment, the monthly payment amount is fixed.
元利合計で100万円を返済しなければならない。
I have to repay a total of one million yen in principal and interest.
Compound of 元 (principal) and 利 (interest). The reading がんり is the standard on'yomi combination; げんり is a less common variant.