貯ちょ蓄ちく保ほ険けんMeanings1nounsavings insuranceA type of insurance policy that combines a savings component with insurance coverage.貯ちょ蓄ちく保ほ険けんは、保ほ障しょうと貯ちょ蓄ちくを兼かね備そなえた商しょう品ひんです。Savings insurance is a product that combines protection and savings.