no-down-payment loan; zero-down loan
A wasei-eigo term for a loan that requires no down payment, often used in contexts like car loans or consumer financing.
wasei-eigo (Japanese-coined English), from full loan
You can buy this car with a zero-down loan.
If you use a no-down-payment loan, there are no upfront costs.
Wasei-eigo from English 'full loan', referring to a loan that covers the full purchase price without a down payment.