Translation guide
A financial institution that provides services such as accepting deposits, making business loans, and offering basic investment products, primarily to businesses and individuals.
The most common, neutral way to refer to a commercial bank in Japanese.
Standard term for a commercial bank, used in formal and business contexts.
彼は商業銀行に勤めています。
He works at a commercial bank.
Refers to a city bank or commercial bank, often used in economic contexts to distinguish from central banks.
市中銀行の貸出金利が上昇した。
Lending rates at commercial banks have risen.
Referring to large, nationwide commercial banks in Japan.
Specifically refers to large commercial banks with headquarters in major cities and nationwide branch networks. Often abbreviated as 都銀 (とぎん).
都市銀行は全国に支店を持っています。
City banks have branches nationwide.
When distinguishing commercial banks from investment banks, central banks, etc.
Used to contrast commercial banks with investment banks.
商業銀行と投資銀行の違いを説明してください。
Please explain the difference between commercial banks and investment banks.
In business news, 商業銀行 is sometimes abbreviated as 商銀 (しょうぎん), and 都市銀行 as 都銀 (とぎん). These are common in written Japanese.