Translation guide
The English term 'credit card' refers to a payment card issued by a financial institution, allowing the holder to purchase goods and services on credit. In Japanese, the most common and direct equivalent is クレジットカード, a loanword from English. This guide covers how to talk about credit cards in various contexts, including payment, application, and related phrases.
Referring to a credit card as an object or payment method.
The standard Japanese word for 'credit card'. Used in all contexts, from casual to formal.
Can I pay by credit card?
I got a new credit card.
Short for クレジットカード. Very common in spoken Japanese when the context is clear.
I'll pay by card, please.
Describing the act of paying with a credit card.
Means 'credit card payment'. Often used when discussing payment methods.
Do you accept credit card payments?
Shorter version of クレジットカード払い, used in casual conversation.
I'd like to pay by card, please.
Referring to the number on a credit card.
The standard term for 'credit card number'.
Please enter your credit card number.
Short for クレジットカード番号, used when context is clear.
Referring to the issuer of a credit card.
Means 'credit card company' or 'issuer'.
Please contact your credit card company.
The process of applying for a credit card.
Refers to a credit card application. 申し込み means 'application'.
I'd like to apply for a credit card.
Literally 'to make a credit card', but commonly means 'to get/apply for a credit card'.
I'd like to get a credit card.
Referring to debt accumulated on a credit card.
借金 means 'debt'. This phrase specifically refers to credit card debt.
My credit card debt is increasing.
Refers to a card loan, often associated with credit card cash advances or revolving credit.
In everyday conversation, カード is often sufficient when the context is clear (e.g., at a store checkout). However, in formal or written contexts, or when distinguishing from other cards like debit cards or point cards, use クレジットカード.
Where is the card number written?
I have to pay back my card loan.