Translation guide
A payment method where a company automatically withdraws money from your bank account on a regular basis.
To express the concept of a direct debit, where a bill is paid automatically from a bank account.
The standard term for direct debit. Literally 'account transfer'. Used for automatic payments like utility bills, credit card payments, etc.
公共料金は口座振替で支払っています。
I pay my utility bills by direct debit.
Literally 'automatic withdrawal'. A more descriptive term, often used in casual conversation.
To talk about arranging or authorizing a direct debit.
To complete the procedures for direct debit. The most natural way to say 'set up a direct debit'.
口座振替の手続きをしたいのですが。
I'd like to set up a direct debit.
To stop a direct debit arrangement.
To cancel a direct debit. 解約する means to terminate a contract or service.
口座振替を解約したいです。
I want to cancel the direct debit.
In Japanese, both are often called 口座振替 or 自動引き落とし. There is no strict distinction like in English. If you need to specify a fixed amount you set up yourself, you might say 定額自動送金 (ていがくじどうそうきん), but this is rare.
家賃は毎月自動引き落としです。
The rent is paid by automatic withdrawal every month.
A longer, more formal version of 口座振替. Often seen in official documents.
お支払いは口座自動振替をご利用いただけます。
You can use automatic account transfer for payment.
To apply for automatic withdrawal. Used when filling out a form or making a request.
ネットで自動引き落としを申し込みました。
I applied for automatic withdrawal online.
To stop the automatic withdrawal. 停止する is a general term for stopping something.
自動引き落としを停止するにはどうすればいいですか？
How can I stop the automatic withdrawal?