Translation guide
How to express the concept of selling goods or services on credit in Japanese, covering common business terms and phrases.
The act of selling goods or services with deferred payment, typically in a business context.
The most common term for credit sales, where payment is made later. Used in everyday business.
We do not offer credit sales at our store.
Literally 'credit sales', a more formal term often used in accounting or official documents.
I will explain the terms of the credit sales.
Loanword from English, commonly used in retail or consumer contexts, especially for installment plans.
This product is also available on credit.
Business-to-business transactions where goods are delivered and payment is settled later, often with an invoice.
Sales where payment is made in multiple installments over time, often for expensive items.
掛け売り is the everyday term for credit sales, while 信用販売 is more formal and often used in legal or accounting contexts. In casual business conversation, 掛け売り is preferred.
In very informal settings, like a local bar, you might hear ツケ (tsuke) meaning 'on credit' or 'tab'. This is not used in formal business.
Put it on my tab for today, please.
Accounting term for 'accounts receivable', the money owed from credit sales. Used in financial contexts.
It is taking time to collect accounts receivable.
Older term for monthly installment sales, still seen in some contexts.
We signed a contract for monthly installment sales.