Translation guide
In Japanese, 'savings' is most commonly expressed as 貯金 (chokin) for money saved in a bank account, or 貯蓄 (chochiku) for the broader concept of saving money. The verb 'to save' is 貯金する or 貯める. For specific contexts like retirement savings, compound words like 老後資金 are used.
The most common meaning: money you have deposited and accumulated in a bank or similar institution.
The standard word for savings in a bank account. Can also be used as a verb with する (to save money).
I save a part of my salary every month.
Refers specifically to money deposited in a bank (deposits). Often used in banking contexts, like account balances.
The general concept of putting money aside for the future, not necessarily in a bank.
A broader term for saving money, often used in economic contexts or when talking about the habit of saving.
Money set aside for a particular future goal.
Retirement savings or nest egg.
Informal ways to refer to one's savings or nest egg.
Secret savings, often hidden from a spouse. A colloquial, slightly humorous term.
貯金 (chokin) is the most common word for personal savings in a bank. 貯蓄 (chochiku) is broader and often used in economic contexts or for the habit of saving. 預金 (yokin) specifically means bank deposits and is used in formal banking terms like 普通預金 (savings account).
I save money every month.
My savings have increased quite a bit.
I opened a savings account.
I want to increase my savings for the future.
The most common verb phrase meaning 'to save money'. 貯める is a transitive verb.
I'm saving money little by little every month for a trip.
Means 'saving' in the sense of economizing or cutting back on expenses. Often used for saving on utilities, time, etc.
I turned off the air conditioner to save on electricity costs.
It's important to prepare retirement savings.
Educational endowment insurance, a common way to save for children's education in Japan.
I took out an education savings plan for my child.
Pattern: 'savings for ~'. Replace ～ with the purpose.
I started saving for a trip.
I'm secretly saving money without my wife knowing.
Hoarding savings; implies accumulating money without spending it. Can have a negative nuance.
Hoarding money is his hobby.
貯蓄率が低下している。
The savings rate is declining.
Check the deposit balance.
The English loanword セービング (seebingu) is not commonly used for financial savings. It might be understood in contexts like 'energy saving' (省エネ), but for money, use 貯金 or 貯蓄.