Translation guide
A loan that does not require collateral. In Japanese, this concept is expressed through specific financial terms, often using 無担保 (mutanpo) or describing the loan type.
The borrower does not provide collateral; the loan is granted based on creditworthiness.
The most direct and common term for an unsecured loan, used in banking and consumer finance.
To apply for an unsecured loan, you need a stable income.
A more formal term often used in business or banking contexts.
The bank provided an unsecured loan to the small business.
A descriptive phrase meaning 'loan without collateral,' easily understood in everyday conversation.
Unsecured loans often have high interest rates.
A personal loan for individuals, typically unsecured, used for various purposes.
A loan to a company without collateral, often based on the company's credit rating.
Loan based on creditworthiness, commonly used for corporate unsecured loans.
The company expanded its business with an unsecured loan.
In casual conversation, you can simply say 担保なしのローン (tanpo nashi no rōn) to clarify that no collateral is involved. In formal or banking contexts, use 無担保ローン or 無担保融資.
I used a card loan for an unexpected expense.