Translation guide
A loan that does not require collateral. In Japanese, this concept is expressed through specific financial terms, often using 無担保 (mutanpo) or describing the loan type.
The borrower does not provide collateral; the loan is granted based on creditworthiness.
The most direct and common term for an unsecured loan, used in banking and consumer finance.
無担保ローンを申し込むには、安定した収入が必要です。
To apply for an unsecured loan, you need a stable income.
A more formal term often used in business or banking contexts.
銀行は中小企業に無担保融資を提供した。
The bank provided an unsecured loan to the small business.
A descriptive phrase meaning 'loan without collateral,' easily understood in everyday conversation.
担保なしのローンは金利が高いことが多い。
Unsecured loans often have high interest rates.
A personal loan for individuals, typically unsecured, used for various purposes.
Refers to consumer loans, which are usually unsecured. Common in advertising and banking.
消費者ローンを利用して車を買った。
I used a consumer loan to buy a car.
A type of revolving unsecured loan accessed via a card, similar to a line of credit.
急な出費のためにカードローンを使った。
I used a card loan for an unexpected expense.
A loan to a company without collateral, often based on the company's credit rating.
Loan based on creditworthiness, commonly used for corporate unsecured loans.
その企業は信用融資を受けて事業を拡大した。
The company expanded its business with an unsecured loan.
In casual conversation, you can simply say 担保なしのローン (tanpo nashi no rōn) to clarify that no collateral is involved. In formal or banking contexts, use 無担保ローン or 無担保融資.