chai; masala chai
Indian-style black tea brewed with milk, sugar, and spices such as cardamom, cinnamon, and ginger. In Japanese, it specifically refers to this spiced milk tea, distinct from plain black tea (紅茶).
from Hindi
On a cold day, I crave a hot cup of chai.
The chai at this café is delicious with a strong spice flavor.
Borrowed from Hindi चाय (cāy), ultimately from Chinese 茶 (chá). The Japanese form チャイ specifically refers to the Indian-style spiced milk tea.