noun
moral risk
A situation where a party is protected from risk and thus behaves differently than they would if fully exposed to it. Often used in economics and insurance contexts.
保険に加入すると、モラルリスクが発生することがある。
When you take out insurance, moral risk can arise.
モラルリスクを防ぐために、契約に免
To prevent moral risk, an exemption clause was included in the contract.