noun
damage caused by another person; injury caused by a second party
Used in contrast with 自損 (self-inflicted damage), often in legal or insurance contexts.
See also: 自損
この保険は他損には対応していません。
This insurance does not cover damage caused by another person.
事故の原因は他損か自損かで賠償額が変わる。
The compensation amount changes depending on whether the accident was caused by another party or self-inflicted.