個こ人じん年ねん金きん

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Meanings

1

noun

personal pension; private annuity

A pension plan that an individual arranges privately, distinct from the public national pension system. Common in financial and retirement planning contexts.

老ろう後ごに備そなえて個こ人じん年ねん金きんに加か入にゅうした。
I joined a personal pension plan to prepare for retirement.

individual, counter for articles

人person

年year, counter for years

金gold

Similar words

国こく民みん年ねん金きん
国民年金 is the public national pension system, while 個人年金 is a private, individually contracted pension plan.
厚こう生せい年ねん金きん
厚生年金 is the employees' pension insurance provided through employers, whereas 個人年金 is a voluntary private plan.

Etymology

Compound of 個人 (individual) and 年金 (pension). The term is a straightforward modern financial term with no obscure historical derivation.