債さい務む整せい理り

noun

debt consolidation; debt adjustment; debt settlement

A general term for legal or financial procedures to resolve excessive debt, including out-of-court negotiations, voluntary liquidation, or formal bankruptcy. Often used in contexts like 債務整理の手続き (debt settlement procedures).

• 借しゃっ金きんが返かえせなくなったので、弁べん護ご士しに債さい務む整せい理りを依い頼らいした。

  I couldn't repay my debts, so I asked a lawyer to help with debt consolidation.

• 債さい務む整せい理りには任にん意い整せい理りや自じ己こ破は産さんなどの方ほう法ほうがある。

  Debt settlement methods include voluntary arrangements and personal bankruptcy.