noun
reserve ratio; reserve rate
Financial term referring to the fraction of deposits that banks must hold in reserve rather than lend out. Used in monetary policy contexts.
中央銀行が支払準備率を引き上げると、市中銀行の貸出余力が減少する。
When the central bank raises the reserve ratio, commercial banks' lending capacity decreases.
Standard kanji spelling for this financial term.
Variant spelling with okurigana い; both forms are used in financial contexts.
Compound of 支払い (payment) + 準備 (preparation, reserve) + 率 (rate, ratio). A calque from English 'reserve ratio'.