noun
withdrawal of loan credit; retraction of credit; insistence on repayment
Refers to a lender, typically a bank, suddenly demanding repayment or cutting off credit, often in a way that feels aggressive or unfair. Common in financial news and discussions of banking practices.
銀行が中小企業に対して貸しはがしを行った。
The bank withdrew credit from small and medium-sized enterprises.
不況で貸しはがしが増えている。
Credit withdrawals are increasing due to the recession.
Variant with 剥し; less common.
Kyūjitai variant with 剝し; very rare.
貸し渋り means reluctance to lend or tightening of credit, whereas 貸しはがし is the active withdrawal of existing credit or demanding repayment.
Compound of 貸し (lending) and 剥がし (peeling off, stripping), literally 'stripping off of lending'. The term gained prominence in the 1990s during Japan's financial crisis.