モラルリスク

noun

moral risk

A situation where a party is protected from risk and thus behaves differently than they would if fully exposed to it. Often used in economics and insurance contexts.

• 保ほ険けんに加か入にゅうすると、モラルリスクが発はっ生せいすることがある。

  When you take out insurance, moral risk can arise.

• モラルリスクを防ふせぐために、契けい約やくに免めん責せき条じょう項こうが設もうけられた。

  To prevent moral risk, an exemption clause was included in the contract.