個こ人じん年ねん金きん

noun

personal pension; private annuity

A pension plan that an individual arranges privately, distinct from the public national pension system. Common in financial and retirement planning contexts.

• 老ろう後ごに備そなえて個こ人じん年ねん金きんに加か入にゅうした。

  I joined a personal pension plan to prepare for retirement.