借しゃっ金きんのカタ

also: しゃっきんのかた

Meanings

collateral for a loan; security for a debt

Refers to something pledged as security for a loan; often used in contexts of borrowing money, sometimes with a nuance of desperation or last resort.

彼かれは借しゃっ金きんのカタに家いえを取とられた。
He had his house taken as collateral for the debt.
借しゃっ金きんのカタとして時計とけいを預あずけた。
I left my watch as security for the loan.

Kanji

借borrow, rent
金gold
形shape, form, style

Related words

担たん保ぽ
担保 is the formal legal term for collateral or security, while 借金のカタ is a more colloquial, sometimes dramatic expression specifically for loan security.

Written forms

借しゃっ金きんのカタ
Common spelling using katakana for カタ to distinguish from the kanji 形 or 方.
借しゃっ金きんのかた
Hiragana spelling; also common and unambiguous.
借しゃっ金きんの形かた
Kanji spelling; 形 here means 'form' in the sense of 'token' or 'pledge', but may be confused with other readings.
しゃっきんのかた

Etymology

The phrase combines 借金 (debt) with カタ (form/pledge). カタ here derives from 形 (かた), meaning 'form' or 'token', used in the sense of something left as a pledge.