勘定合って銭足らず
Meanings
1
the accounts balance but the money is short; what works on paper doesn't always work in practice
A proverb meaning that even if calculations or plans seem correct in theory, the actual outcome may fall short. Often used when a budget or plan looks good on paper but fails in reality.
On paper the budget is in the black, but there's no actual cash on hand. It's exactly a case of 'the accounts balance but the money is short.'