bank loan; bank financing
Refers to loans or credit extended by a bank, typically in a business or formal financial context.
The funds for building the new factory were covered by a bank loan.
A business plan is required to obtain bank financing.
融資 is a broader term for financing or lending, not limited to banks. 銀行融資 specifies that the lender is a bank.
ローン is a more general and casual term for a loan, often used for consumer loans. 銀行融資 is more formal and typically used in business contexts.
Compound of 銀行 (bank) and 融資 (financing, loan).