noun
deposit insurance
A system that protects bank depositors, typically up to a certain amount, in case of bank failure. Often used in economic and financial contexts.
預金保険制度は、銀行が破綻したときに預金者を保護する。
The deposit insurance system protects depositors when a bank fails.
Compound of 預金 (deposit) and 保険 (insurance). A straightforward modern term.