Translation guide
The English word "debit" refers to a financial transaction that removes money from an account. In Japanese, the most common equivalent is 引き落とし (hikiotoshi), but the best choice depends on context: automatic deductions, bank transfers, card payments, or accounting entries.
To express that money is automatically taken from an account, typically for recurring bills.
The most common term for automatic debits, such as utility bills, subscriptions, or loan repayments. Often used with 口座 (こうざ, account).
I pay my utility bills by automatic debit.
Explicitly states 'automatic' debit. Slightly more formal or explanatory.
Literally 'account transfer', used in banking contexts for automatic debits. Common on forms.
To refer to paying with a debit card, where money is immediately deducted from a bank account.
To refer to the left side of an account in double-entry bookkeeping.
To describe money being taken out of an account in a non-specific way.
Both refer to automatic debits. 引き落とし is more common in everyday speech. 口座振替 is often seen on official forms and banking documents. They are largely interchangeable, but 口座振替 sounds more technical.
I set up the automatic debit.
The debit date is the 27th of every month.
Please set up automatic debit.
Registration for account debit has been completed.
The standard term for a debit card. Often used with 払い (ばらい, payment) or 支払い (しはらい).
Can I pay with a debit card?
If you pay by debit card, the money is debited from your account immediately.
In Japan, some cash cards (ATM cards) have debit functions (J-Debit). This phrase is used when paying with such a card.
You can pay with your cash card (debit) at this store.
The technical accounting term for 'debit'. Used in bookkeeping and financial statements. Opposite is 貸方 (かしかた, credit).
Please enter this transaction on the debit side.
The totals of debits and credits do not match.
Means 'to withdraw' money. Can be used for debits in a broad sense, but more commonly for cash withdrawals.
Money was debited from the account.
Means 'to deduct' or 'subtract'. Used when a specific amount is taken off a total, like fees or taxes.
A handling fee will be debited.
口座振替依頼書を提出してください。
Please submit the account transfer request form.
There is no single Japanese verb that directly translates 'to debit'. Instead, use phrases like 引き落とす (ひきおとす) for automatic deductions, or 借方に記入する (かりかたにきにゅうする) in accounting. Using デビットする is not standard Japanese.
The fee will be debited at the end of the month.