Translation guide
Refers to banking services conducted electronically, primarily via the internet. In Japanese, the most common term is インターネットバンキング, but other expressions exist depending on context.
I use electronic banking.
The most common way to refer to banking services conducted over the internet, such as checking balances, transferring money, and paying bills online.
The standard term for online banking. Widely understood and used in both casual and formal contexts.
I checked my balance using online banking.
A slightly more casual abbreviation of インターネットバンキング. Common in everyday speech.
Online banking fees are cheap.
Also used, but slightly less common than インターネットバンキング. Often seen in technical or business contexts.
Our bank offers online banking services.
Specifically referring to the act of transferring money electronically between accounts, often via bank systems.
General term for bank transfer. Can be used for both electronic and non-electronic transfers, but in modern context often implies electronic.
I made a transfer online.
Literally 'electronic remittance'. More technical and less common in daily conversation.
We introduced an electronic funds transfer system.
Banking services accessed specifically through a smartphone application.
The standard term for mobile banking. Often used by banks to refer to their app-based services.
I downloaded the mobile banking app.
Casual term for smartphone banking. Often used in advertisements targeting younger users.
With smartphone banking, you can do transactions 24 hours a day.
Referring to the broader infrastructure or concept of electronic banking, often in business or technical discussions.
Direct translation of 'electronic banking'. Used in technical or academic contexts, but not common in everyday language.
The spread of electronic banking is advancing.
For everyday conversation about online banking, インターネットバンキング or ネットバンキング are the best choices. Avoid literal translations like 電子バンキング unless in a technical context.
Loanword from English, rarely used. Might appear in very formal or international business documents.
We discussed security measures for electronic banking.