noun
bad debt; non-performing loan
Refers to loans that are unlikely to be repaid, often used in banking and financial contexts.
銀行は不良貸し付けの増加に悩んでいる。
Banks are struggling with an increase in bad debts.
不良債権 is a broader term for non-performing assets, while 不良貸し付け specifically refers to bad loans.
Compound of 不良 (bad, non-performing) and 貸し付け (loan, lending).