noun
educational costs; child-rearing expenses
Refers to the financial burden of raising and educating children, often used in discussions about the cost of living or family budgets.
仕付け銀がかさむので、共働きを続けるしかない。
Since educational costs are piling up, we have no choice but to keep both working.
少子化の一因は、仕付け銀の高さだと言われる。
It is said that one cause of the declining birthrate is the high cost of raising children.
教育費 is a more general and common term for educational expenses, while 仕付け銀 specifically emphasizes the costs associated with upbringing and discipline, often with a traditional or colloquial nuance.
Compound of 仕付け (しつけ, 'discipline, upbringing') and 銀 (ぎん, 'money, silver'). The exact historical derivation is uncertain, but it likely originated as a colloquial term for the money needed to properly raise and educate children.