noun
insured event; event covered by insurance
Technical insurance term for an occurrence that triggers coverage under an insurance policy, such as an accident, illness, or death.
保険事故が発生した場合、速やかに保険会社に連絡してください。
If an insured event occurs, please contact the insurance company promptly.
この保険では、地震による損害
Under this insurance, damage caused by earthquakes is also treated as an insured event.
Compound of 保険 (insurance) and 事故 (accident, incident), literally 'insurance accident/incident'.