Refers to the amount paid periodically to an insurance company for coverage.
My monthly insurance premium has gone up.
保険料 is the more common and general term for 'insurance premium'. 保険掛金 is a less frequent synonym, sometimes used in specific contexts like installment payments.
Standard kanji spelling for 'insurance premium'.
Variant with okurigana け; both spellings are used.
Compound of 保険 (insurance) + 掛け金 (installment, premium). The exact historical derivation is uncertain, but the word transparently means 'insurance installment'.