noun
Economic term referring to a sudden reduction in the general availability of loans or credit, or a sudden tightening of the conditions required to obtain a loan from banks.
信用危機が深刻化し、多くの企業が資金調達に苦しんだ。
The credit crunch worsened, and many companies struggled to raise funds.
金融危機 is a broader term for financial crisis, while 信用危機 specifically refers to a credit crunch or a crisis of confidence in lending.
Compound of 信用 (credit, trust) and 危機 (crisis). The term is a direct translation of the English 'credit crunch' and is used in economic contexts.