信しん用よう情じょう報ほう

noun

credit information; credit record; credit standing

Refers to data about a person's or company's creditworthiness, used in financial contexts such as loan applications and credit checks.

• 銀ぎん行こうは融ゆう資しの前まえに信しん用よう情じょう報ほうを確かく認にんする。

  Banks check credit information before lending.

• 信しん用よう情じょう報ほうに傷きずがつくとローンが組くみにくくなる。

  If your credit record is damaged, it becomes harder to get a loan.