noun
individual retirement account; IRA
Refers to a tax-advantaged retirement savings account in the U.S. financial system. The term is a direct translation and is used in Japanese contexts discussing American retirement plans.
アメリカでは、個人退職口座を通じて老後の資金を積み立てる人が多い。
In the U.S., many people save for retirement through individual retirement accounts.
個人退職口座の掛金は、一定の条件で所得控除の対象となる。
Contributions to an IRA may be tax-deductible under certain conditions.
A Japanese defined-contribution pension plan, similar in concept but specific to Japan's retirement system, whereas 個人退職口座 refers specifically to the U.S. IRA.
A direct translation of the English term 'individual retirement account,' composed of 個人 (individual), 退職 (retirement), and 口座 (account).