thrift and saving
A formal compound combining the ideas of diligence, frugality, and saving money. Often used in moral or economic contexts.
Thrift and saving have long been considered virtues.
The government called on the people to practice thrift and saving.
A yojijukugo (four-character compound) combining 勤 (diligence), 倹 (frugality), 貯 (savings), and 蓄 (accumulate). The exact historical origin is uncertain, but it reflects traditional Confucian values of hard work and thrift.