noun
my humble opinion
A humble way to refer to one's own opinion, used in formal or polite contexts. Often seen in written correspondence or speeches.
愚意を申し上げますと、この計画は見直しが必要かと存じます。
In my humble opinion, I believe this plan needs to be reconsidered.
私見 is a neutral term for 'personal opinion', while 愚意 is explicitly humble and self-deprecating.
卑見 is also a humble term for one's opinion, similar to 愚意 but slightly more common in modern usage.
Compound of 愚 (foolish, humble prefix) and 意 (thought, opinion). The prefix 愚 is used to humble oneself in formal language.