bearer; person who brings something
Refers to a person who carries or brings a specific item, often in formal or legal contexts such as documents, tickets, or instruments.
Payable to the bearer of this check.
Only the bearer of the invitation may enter.
所持人 emphasizes possession or carrying on one's person, while 持参人 emphasizes bringing something to a specific place or occasion.
Compound of 持参 (bringing, carrying) and 人 (person). The exact historical derivation is uncertain, but the meaning is transparent from its components.