Explore Words Kanji Grammar Guides

Copyright © 2026 Kotomora. All Rights Reserved.

Get the Kotomora apps for iOS and Android.

Explore Words Kanji Grammar Guides About Support Privacy

Copyright © 2026 Kotomora. All Rights Reserved.

損害保険 (そんがいほけん) Japanese meaning | Kotomora

損そん害がい保ほ険けん

そ

ん

が

い

ほ

け

ん

Meanings

1

non-life insurance; general insurance; property and casualty insurance

Insurance covering damage to property, liability, and other non-life risks. Contrasts with 生命保険 (life insurance).

自じ動どう車しゃを買かったら、すぐに損そん害がい保ほ険けんに加か入

にゅう

し

た

。

As soon as I bought the car, I took out non-life insurance.

損そん害がい保ほ険けん会がい社しゃは火か災さいや事じ故こによる損そん害がいを補ほ償しょうする。

Non-life insurance companies cover damage from fires and accidents.

Usage patterns

〈物もの〉に損そん害がい保ほ険けんをかけるto take out non-life insurance on something
この車くるまには損そん害がい保ほ険けんをかけている。
This car is covered by non-life insurance.
損そん害がい保ほ険けんに加か入にゅうするto enroll in / take out non-life insurance
会かい社しゃの指し示じで損そん害がい保ほ険けんに加か入にゅうした。
I took out non-life insurance on my company's instructions.

Kanji

損damage, loss, disadvantage
害harm, injury
保protect, guarantee, keep
険precipitous, inaccessible place, impregnable position

Related words

火か災さい保ほ険けん
損害保険 is the broad category of non-life/property insurance, of which 火災保険 is one specific type.

Opposites

生せい命めい保ほ険けんN3
生命保険 covers death, illness, or survival risks, while 損害保険 covers damage to property and liability, making them the two basic categories of Japanese insurance.

Don't confuse with

火か災さい保ほ険けん
火災保険 is a specific type of fire insurance, whereas 損害保険 is the broader category of non-life insurance that includes fire, auto, and liability coverage.

Built from

損そん害がい+保ほ険けん

Etymology

Compound of 損害 (damage, loss) and 保険 (insurance). The term is a direct calque from Western insurance terminology, established in modern Japanese.