noun
time diversification; time variance
Finance term referring to spreading investments or cash flows across different time periods to reduce risk.
時間分散投資は、一度に全額を投資するよりもリスクを抑えられる。
Time diversification investing can reduce risk compared to investing the entire amount at once.
ドルコスト平均法は時間分散の一種です。
Dollar-cost averaging is a type of time diversification.
分散投資 is general diversification across assets or sectors, while 時間分散 specifically refers to spreading over time.
Compound of 時間 (time) and 分散 (dispersion, diversification). The term is a direct conceptual borrowing from English financial terminology.