noun
monthly installment savings; monthly deposit plan
A savings arrangement where a fixed amount is deposited each month, often through a bank or workplace plan.
毎月の給料から月掛け貯金をしている。
I make monthly installment savings from my salary.
積立貯金 is a broader term for installment savings, while 月掛け貯金 specifically emphasizes monthly deposits.
Compound of 月掛け (monthly installment) and 貯金 (savings).