災さい害がい保ほ険けん

noun

disaster insurance

Insurance that covers damage caused by natural disasters such as earthquakes, floods, and typhoons. Often contrasted with fire insurance (火災保険), though in Japan earthquake insurance is typically a rider on fire insurance.

• 日本にほんでは、地じ震しんによる被ひ害がいは災さい害がい保ほ険けんでカバーされることが多おおい。

  In Japan, damage from earthquakes is often covered by disaster insurance.

• 災さい害がい保ほ険けんに加か入にゅうしておけば、台たい風ふうで家いえが壊こわれても安あん心しんだ。

  If you have disaster insurance, you can have peace of mind even if your house is damaged by a typhoon.