noun
disaster insurance
Insurance that covers damage caused by natural disasters such as earthquakes, floods, and typhoons. Often contrasted with fire insurance (火災保険), though in Japan earthquake insurance is typically a rider on fire insurance.
日本では、地震による被害は災害保険でカバーされることが多い。
In Japan, damage from earthquakes is often covered by disaster insurance.
If you have disaster insurance, you can have peace of mind even if your house is damaged by a typhoon.