noun
bad debt; irrecoverable debt
Refers to a loan or credit that cannot be collected, typically written off as a loss. Common in business, accounting, and banking contexts.
景気悪化で貸し倒れが急増した。
Bad debts surged due to the economic downturn.
銀行は貸し倒れに備えて引当金を積んでいる。
Banks set aside reserves for irrecoverable debts.
不良債権 (non-performing loan) is a broader category that includes loans at risk of default, while 貸し倒れ specifically refers to debts already deemed uncollectible.
焦げ付き is a more colloquial term for a bad debt that has become stuck or uncollectible, often used in everyday business talk, whereas 貸し倒れ is the formal accounting term.
Compound of 貸し (kashi, 'lending', the continuative form of 貸す) and 倒れ (daore, 'collapse, failure', the continuative form of 倒れる). Literally 'lending collapse', referring to a debt that fails to be repaid.