terminal bonus; maturity payout
Insurance term: a lump sum paid when a policy matures or reaches its end date.
Since the insurance policy matured, I received the terminal bonus.
cancellation refund; surrender value
Insurance term: the amount returned when a policy is cancelled before maturity.
If you cancel the contract midway, the cancellation refund will be smaller.
Refers specifically to the maturity benefit, whereas 返戻金 is a broader term covering any return of money from an insurance policy.
Compound of 返戻 (へんれい, 'return, refund') and 金 (きん, 'money'). The term is used primarily in insurance and financial contexts.