noun
reserve requirement ratio; cash-deposit ratio
A banking term referring to the percentage of deposits that financial institutions must hold as reserves. Often used in monetary policy contexts.
中央銀行は預金準備率を引き下げることで、市場に資金を供給する。
The central bank supplies funds to the market by lowering the reserve requirement ratio.
準備預金 refers to the actual reserves held, while 預金準備率 is the ratio or percentage required.
Compound of 預金 (deposit), 準備 (reserve), and 率 (rate). A straightforward technical term.