housing costs; housing expenses
Refers to money spent on housing, such as rent, mortgage, maintenance, or utilities.
Monthly housing costs are a big burden on the household budget.
We moved to the suburbs to reduce housing expenses.
生活費 refers to general living expenses, of which 住宅費 is one component.
Compound of 住宅 (じゅうたく, 'housing') and 費 (ひ, 'cost, expense').