借かり換かえる

ichidan verb, transitive verb

refinance; convert a loan

Used in financial contexts for replacing an existing loan with a new one, often to get better terms.

• 住じゅう宅たくローンを低てい金きん利りのものに借かり換かえた。

  I refinanced my mortgage to one with a lower interest rate.

• 借しゃっ金きんを借かり換かえることで、毎まい月つきの返へん済さい額がくが減へった。

  By converting the loan, my monthly repayment amount decreased.