借かり換かえ

noun

conversion; refunding; renewal

Primarily used in finance for replacing an existing loan or bond with a new one, often to get better terms. Also used more broadly for switching to a different contract or plan.

• 住じゅう宅たくローンの借かり換かえを検けん討とうしている。

  I'm considering refinancing my mortgage.

• 借かり換かえによって毎まい月つきの返へん済さい額がくが減へった。

  The monthly repayment amount decreased due to the refinancing.