noun
A bank that operates primarily within a specific region or prefecture, as opposed to nationwide city banks.
地方銀行は地域経済を支える重要な役割を果たしている。
Regional banks play an important role in supporting the local economy.
都市銀行 refers to a large city bank with a nationwide network, while 地方銀行 is a regional bank focused on a specific local area.
Compound of 地方 (region) and 銀行 (bank).