災さい害がい保ほ険けんさいがいほけんじ字FuriganaMeanings1noundisaster insuranceInsurance that covers damage caused by natural disasters such as earthquakes, floods, and typhoons. Often contrasted with fire insurance (火災保険), though in Japan earthquake insurance is typically a rider on fire insurance.日本にほんでは、地じ震しんによる被ひ害がいは災さい害がい保ほ険けんでカバーさ