Translation guide
The act of providing or obtaining funds for a business, project, or purchase. In Japanese, the most common term is 資金調達 (shikin chōtatsu) for raising funds, while 融資 (yūshi) refers to loans or lending. The choice depends on whether you are raising capital, providing a loan, or financing a specific purchase.
To express the act of obtaining capital, typically for a company, startup, or large project.
The standard term for 'financing' in the sense of raising funds. Used in business and formal contexts.
The startup succeeded in raising funds.
A more general phrase meaning 'to gather funds'. Slightly less formal than 資金調達.
Loanword from English, used in business contexts, often as part of compound terms like プロジェクトファイナンス.
To express the act of lending money, typically by a bank or financial institution.
Refers to loans or financing provided by banks or lenders. Commonly used in business and personal finance.
We were able to get financing from the bank.
Financing programs for small and medium enterprises have been expanded.
Loanword for 'loan'. Often used for consumer loans (car loans, mortgages) but also in business contexts.
Formal term for lending, often used in legal or accounting contexts.
To express paying for something over time, like a car or appliance.
Means 'installment payment'. Often used when financing a purchase through monthly payments.
I bought this car on financing (installments).
Refers to credit or credit cards. Often used in the context of consumer financing.
資金調達 (shikin chōtatsu) is about raising funds from any source (investors, banks, etc.), while 融資 (yūshi) specifically means a loan from a financial institution. Use 資金調達 when talking about securing capital in general, and 融資 when referring to bank financing.
The English word 'financing' is broad. Do not assume a single Japanese word covers all uses. For example, 'car financing' is 自動車ローン (jidōsha rōn) or 分割払い (bunkatsu barai), not 資金調達.
We are considering financing methods for the new business.
He is raising funds for a new project.
プロジェクトファイナンスのスキームを構築する。
We will structure the project financing.
To take out a home loan (mortgage financing).
政府系金融機関による貸付が行われた。
Financing was provided by a government-affiliated financial institution.
To pay by credit (financing).